CCC provided Health Benefits

CCC offers a comprehensive benefit package to eligible employees and their families, including domestic partners, with a broad range of employer and employee paid benefit options, upon completion of the orientation. CCC's benefit package includes: medical, dental, vision, life insurance and long term disability.

OPEN ENROLLMENT: 2011-2012

Open Enrollment via the OEBB website is August 15 - September 15.  During open enrollment, you have the opportunity to change your benefit plan and add/delete dependents. Due to federal health care legislation changes, parents may now be able to elect dependent medical coverage for their children up to age 26.

1. If you are not making any changes to your coverage selections, you do not need to take any action. However, there are changes within the plans, so read OEBB information that was mailed to you.
2. Go to: MyOEBB
3. If you have out-of-pocket health and dependent care expenses, you need to
   re-enroll in the Flex 125 Plan by September 16th, forms are located below and in the HR Office.
4. If you select the HSA, US Bank will be the finance vendor.
5. All plan changes are effective on October 1st.
6. Please read the information sent out by OEBB carefully for changes within the medical plans effective October 1.

2011-2012 Out of Pocket Examples

Further Information

Non Creditable rx coverages

Creditable rx coverages

Domestic Partner Affidavit

 

HSA

Selecting the high deductible medical plan who also contribute into a health saving account (HSA) will not be eligible to participate in the Section 125 plan except for dependent coverage. The college agrees to place single premium savings of $184.00 a month into the employee's health savings account in 2011-12.

HSA Payroll Election Form

Opt Out (Full-Time Staff)

Eligible employees who choose to opt out (proof of other coverage required) will receive a $200 per month stipend. Employees who work .75 FTE or less are entitled to a pro-rated amount. You will still be covered through the College for basic life (valued at $50,000) and long term disability, at no cost to you.

Note that you must opt out of medical and waive dental and vision online through OEBB. Additionally, you must fill out the opt out form listed below and return it to HR by September 16.

Opt Out Form

What is the difference between opt out and waive? http://www.oregon.gov/DAS/OEBB/FAQOE.shtml

Life Insurance

Group Term Life Insurance is provided through Standard Insurance/OEBB. The premium is for employee only, basic coverage, is included in the CCC employee benefit package. The life insurance package value is $50,000.

Life Insurance Certificate

Life Insurance Summary

Long-Term Disability/Accidental Death & Dismemberment Insurance

The College provides Long-Term Disability and Accidental Death & Dismemberment insurance (to employee only) as part of the full-time employee's benefit package. Rate is based on monthly salary multiplied by .0027 (66% of gross monthly wage).

LTD Certificate

Part Time Faculty

Process for distribution of funds

Application

FAQ's Sheet

Voluntary Health Benefits

Flex 125:

CCC provides the option for employees to enroll in a flexible spending account to allow for payment of qualified expenses through pre-tax deductions. Excess health/dental premium costs above the employee fringe benefit package allotment, for dependent medical/dental coverage.

Employee's selecting the high deductible medical plan and who also contribute into a health saving account (HSA) will not be eligible to participate in the Section 125 plan except for dependent coverage.

The Flex 125 plan MUST be re-enrolled each year for Medical and Dependent Care expenses during open enrollment. Deadline is September 16th for this form only.

Qualified non-reimbursed out-of-pocket medical expenses ($3,000 currently, $2,500 effective 1/1/2013). Dependent childcare expenses (limited to $5,000 annually).

The following forms are for Open Enrollment:

(Please download, fill out and send to HR, Barlow 204)

• Covered Expense List 2010-2011
• Flex 125 Enrollment Form (changes during in-service only)
• Electronic Section 125 Receipt Claim reimbursement Form
• Section 125 Automatic Deposit Form
• Section 125 Guidelines
• Section 125 - updated buletin on benefits
• Section 125 - Memoradum 0710

Short Term Disability (STD)

Full-time staff have the option to elect short term disability coverage through OEBB. Standard Insurance carries the policy for OEBB. This is a voluntary benefit and is employee paid. This plan will coodinate with our-long term disability to bridge the gap in compensation. You may enroll as a new hire or during open enrollment.

• Standard Insurance Plan 14 Highlights
• Standard Insurance Plan STD Certificate
• STD Claim Form

Long Term Care (LTC)

Full-time staff have the option to elect long term care coverage through OEBB. UNUM carries the policy for OEBB. This is a voluntary benefit and is employee paid. Long term care is also available for your spouse/domestic partner. You may enroll at any time.

• See HR for enrollment forms
• LTC rates effective 10/1/2010
• LTC Plan 148198 012
• Certificate of Coverage

The College will continue to offer long-term care insurance through UNUM for those that were enrolled prior to 10/1/2010.

Contact Information : 1-800-227-4165 or website

Additional Life Insurance

Full time staff have the option to elect additional life insurance through OEBB. Standard Insurance carries the policy for OEBB. This is a voluntary benefit and is employee paid. Additional life insurance is also available for your spouse/domestic partner and children.

• Additional Life Insurance Plan: Policy #646595

Check out the new Health Club Website!